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Well, 2010 was certainly a surprising year for mortgage rates. We bought our home in January, 2010 and felt fortunate to have locked in a 30 year fix at 4.75% as everyone and their mother were predicting rates to skyrocket to 6 by year’s end. This was mainly based on the Fed ending its program of purchasing mortgage-backed securities. Without government intervention, everybody was told to fasten their seat belts and lock their rates. Low and behold, rates did the exact opposite, flirting in the low 4’s by mid-year. (turns out mortgage analysts have a worst record that weathermen on their predictions) Well, a year later, mortgage rates have returned to the high 4’s and seem to be trending upward. Regardless of which way we head moving forward, you can monitor current mortgage rates by the widget below, which is in real time, as well as utilize the mortgage calculator to see your monthly payments:


Current National Rates


Mortgage Rates © ML

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Categories: Mortgage, Uncategorized

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